BPAY at BSB007
BPAY is already in CommBank, NAB, Westpac and ANZ. You enter a biller code and reference from the cashier, then confirm in your own bank.
How it differs from PayID
PayID / OSKO is a fast bank transfer. BPAY is the bill pay you already use for rent and utilities. Both stay in Australian dollars. BPAY can take a little longer, depending on your bank’s cut-off.
Keep the reference exactly as the cashier shows it. A mistyped reference is hard to recover. Minimum deposit remains A$20 unless the wallet sets a higher floor.